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Home » California Home To Largest Number Of Student Debt Holders Eligible For Forgiveness

California Home To Largest Number Of Student Debt Holders Eligible For Forgiveness

by CLAYCORD.com
31 comments

By Kate Sequeira – EdSource

About 90% of student loan relief is expected to go to those earning less than $75,000 a year, according to a White House fact sheet. Larger states like California and Texas are set to receive the largest portion of forgiveness.

In California, which has the largest number of student debt holders, more than 3.5 million individuals with student debt are eligible for up to $10,000 in debt relief.

The state is also home to 2.3 individuals who received the Pell Grant and will be eligible for up to $20,000 in debt relief. The state with the fewest eligible student debt holders is Wyoming, which is home to nearly 50,000 eligible individuals.

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Individuals are awaiting the release of the application, which is expected to be up in early October. The Department of Education recommends that applicants apply before Nov. 15 to ensure they receive the debt forgiveness before payments restart in January.

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Of course California is!
This state is in the toilet and they are leading in this as well. Dem run and Dem destroyed.

💯

+1 … again.. Cali is left holding the bag …. Cali schools don’t get all the $$ they deserve

Free loaders!Pay your own debt you wanted the education don’t suck my money out of me.You and the rest of the people that think they are entitled to something you didn’t earn can leave my country.

Yet why aren’t you complaining about people who can’t pay off credit card debt, medical debt, or are underwater on their homes backed by a government mortgage and choose to walk away? Why the selective outrage? Is your solution to throw everyone into a debtors’ prison?

What is “my country” you speak of? Dubai? Inquiring minds want to know.

Wally

My country refers to the United States of America. That is pretty obvious.

See, old timer and I were raised in this country when if you wanted something, you worked for it. You take out a loan, you pay it back. If you cannot afford, don’t get it or do it.

Wally ,
That’s an interesting response. You attempt to justify one wrong by citing other wrongs. Were I not such a gentleman, I might even call you ignorant and stupid. Not this time though.

@Wally – Most other classes of debt may be discharged in bankruptcy, thus distinguishing them from student loans. Mortgage defaults in California are non-recourse, so the lender’s remedy is limited to the collateral property. Aside from certain medical debt defaults, every defaulted debts adversely affect the debtors’ credit rating.

People are rightly upset about the student loan forgiveness gambit because

1) it’s terribly regressive insomuch as

A) even borrowers with ample means to repay benefit at taxpayer expense; and
B) the one-third of Americans with a college degree earn at least 1.5x more than HS grads who never attended college, so the poorest two-thirds’ tax money subsidized the richest one-third; and

3) it’s arbitrary because

A) student loan debtors who dutifully serviced their debt or
B) had the good sense to refinance are

paying taxes to subsidize the deadbeats and lazy borrowers who didn’t take the initiative to refinance.

I hear ya, Old Timer. I’m sick of freeloaders, too.

I’m sick of my taxes going to pay for the greedy geezer freeloaders who are too stupid to see that it is working people with student loans who are paying for their government handouts – Social Security, Medicare, tax breaks.

Let’s end the handouts. End Social Security. End Medicare. End the tax breaks you get just for living to age 65. If you were too stupid or too lazy to save up for your old age, then get off your couch and get a job. The rest of us shouldn’t be paying your way in the world.

@Wally
This story was about student loans and “Old Timer” responded. According to you, it’s selective outrage because he wasn’t complaining about credit cards/medical/mortgage debt. You sound like a student who is about to have his loan forgiven. Instead of complaining to “Old Timer”, perhaps you should thank him?

I could tell from the snide retort that HappyPappy is not a gentleman this time. Why attack the messenger if you acknowledge there are egregious wrongs? I would never call you an ignoramus, but maybe that title is well deserved.

I was raised in a time when private equity took risks, and the government kept its ever-encroaching claws out of the free market. Democrats AND Republicans effectively destroyed the educational lending system by socializing losses, and promoting young adults to freely take loans, later eliminating any recourse in the event they experienced insolvency.

Save your anger and vitriol for where it really belongs: your elected leaders and Wall Street bankers who profited off Americans.

Wrong Wally you are slinging mud & attacking but what could be expected from someone like you right?

Wally, the article was about student loan forgiveness- nothing more.

People are responding to the student loan forgiveness – period .

Don’t get sidetracked. Focus.

This is nothing more than attempt to buy votes. And yes, we’re sick of the government pulling this bull$hit.

Take some responsibility. You take out a loan, you pay it back. You want “forgiveness,” then go to church. You want sympathy, then look in the dictionary between $hit and syphilis.

Slacker.

California is the most populous State and Wyoming in the least populated so these numbers make perfect sense.

Using logic with this group is pointless.

Not if you don’t count illegals..

Most of California collage students don’t even care about college. Its just a statist and party.

OTOH, what I learned is that many whether they paid themselves or got a student loan found their degree wouldn’t get them a job. Some have sued the schools. Many of these schools particularly teaching tech subjects replaced professors with actual field experience with ones who only had advanced degrees, never worked a day in their life in the field and could only teach theory. They were ill equipment to train students for such a career.

I see this in computer science where grads seem to be a walking computer language textbook but can’t put together a computer program to save their souls. But they can tell you all the neat little tricks and hidden secrets of their favorite computer language.

But yes, the taxpayers shouldn’t be the ones paying for this gaff. That’s another agenda in itself: to make us all paupers.

Dozens Of Chicago Inmates Scored PPP Loans To Make Bond –
At least 25 people in Joliet, Illinois who were facing drug or weapons charges obtained PPP loans for fake businesses, and then used the money to make bond to get out of jail, Fox32 Chicago reports.
So far, 15 people have been arrested and charged with offenses ranging from wire fraud to theft, during an investigation dubbed “Operation Triple P.”

How many inmates in California scored PPP loans for illegal activities?
Aren’t our California criminals smarter than Illinois criminals? Don’t they deserve debt relief too?
“TRIPLE P” FOR ALL!!!

Wally, I believe the topic is student debt, nothing more and I believe the “my country” is the USA, United States of America in case you can’t figure it out.

My home mortgage identifies as a student loan and it demands forgiveness.

Duh!, we have the largest population and most colleges of any other state. ‘The’ Dems probably spent billions of dollars trying to determine this fact so they could relieve billions of dollars of debt due to illegals in our Communist school system so we the tax paying citizens can pick up the bill….AS ALWAYS!

I’m not surprised.

CA schools don’t teach things like being responsible, accountable, and adhering to good character values.

Some parents don’t instruct their children in such values either.

Then the politicians promise all the free stuff and abracadabra, and the kids are valueless.

There is no one to blame but yourselves.

The California University system teaches socialism and all things related. The students being puppy milled out those doors have drank the Kool Aid and have been brainwashed and now puppets for the Dem machine.

It’s quite obvious why the Dem mascot has always been the jackass.

This state has become Deaf, Dumb and Dem.

They should just set up a place to put inyour application and vote or Joe at the same time.And 10 k isnt going to help anyone that has a loan bigger than that that will accrue $10 more in interest over the years,and nothing changed,a few youngsters got fooled for a minute.

My single mothered sister works hard. With groceries even more expensive, she bit her pride and applied for assistance for cal fresh, and was told she would get $13 dollars in aid because she made $2,700 dollars!You can barely survive. Yet illegal citizens get all this help. These scumbags want to be the hand that feeds them so they won’t bit back, and will vote their way. This is getting way outta hand!!!

The Last Word On Tuition Debt Relief –
https://tinyurl.com/yeuv7wcs

I know of many students, who took out loans to further their college education while traveling abroad and staying months in Europe or Hawaii. Sounds like a great deal to take out a loan and party. I had a student loan, went to work and paid it off. I was not entitled and worked for a living; thus, paying off my debt that I committed to. These kids pick a degree and don’t understand that it takes years to earn a good wage; unless, you know someone to land you a high paying job. This is the same generation, who got a trophy for showing up to school. Hard work, commitment, waking up and actually showing up to work without your cell phone on your desk pays your debts.

So it’s basically a function of the population, since CA has the highest and Wyoming the lowest.

From NPR…..

Joe Biden’s plan to cancel up to $20,000 in student loan debt for federal aid borrowers is expected to cost about $400 billion, according to the Congressional Budget Office.

The estimate is for a period of the next 30 years and will add to the country’s deficit, it said.

Additionally, the pause on federal student loan repayments cost $20 billion from September to December 2022, the agency said.

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