Martinez: Covered California Director Credits Local Concord Call Center with Helping to Roll Out Exchange

October 23, 2013 8:00 am · 69 comments

Despite highly publicized glitches with the federal online health care exchange, officials from Covered California, the state’s new health insurance marketplace, say the statewide exchange is running smoothly, thanks largely to a county-staffed call center in Concord.

Since Oct. 1st, 129 workers in Concord have fielded calls from residents statewide about their health care options under Covered California.

For many of those callers, the information they receive is life-changing, Covered California Executive Director Peter Lee said at Tuesday morning’s Contra Costa County Board of Supervisors meeting in Martinez.

“You are key partners with us in making history,” Lee told the board.

“We have Contra Costa employees who are answering calls from all Californians,” he said. “In many ways they aren’t answering calls, they’re answering prayers.”

Over the past two weeks alone, the Concord call center has received about 28,000 calls from Californians, many of whom are shopping for health insurance for the first time, he said.

Since the statewide exchange opened on Oct. 1st, some 2.2 million people have visited, and more than 156,000 people have called to speak to a Covered California call center representative, Lee said.

Callers are connected to a representative at the Concord facility or at a center in Rancho Cordova and get information about which health care plans they are eligible for under the Affordable Care Act.

A third call center is set to open in Fresno next month.

In Contra Costa County, some 36,000 residents now qualify for federal financial aid to help cover health care costs, and up to 30,000 qualify for Medi-Cal, according to Lee.

“Their families can live with the confidence that they won’t be in the poorhouse, being one of those 100,000 Californians a year who go bankrupt because they can’t cover the cost of health care,” he said.

And despite glitches with the federal health exchange website, such as long wait times to log onto the site, Lee said, “We’re working fine here in California.”

Angela Bullock-Hayes, who supervises the Concord call center site, also credited call center staff for helping Californians obtain health coverage, and added that the facility’s customer service representatives are continually undergoing training to better respond to callers’ queries.

Lee encouraged the county supervisors to inform constituents about their health care eligibility, especially during Covered California’s open enrollment period through March 31.

Residents statewide can learn what plans they qualify for by visiting or by calling (888) 975-1142.

The Concord call center is open 72 hours per week, from 8 a.m. to 8 p.m. Monday through Friday and 8 a.m. to 6 p.m. on Saturday.

© 2013 by Bay City News, Inc. — Republication, Rebroadcast or any other Reuse without the express written consent of Bay City News, Inc. is prohibited.

Blink October 23, 2013 at 8:09 AM

May take more time than planned to fill out info but it is a life saver for those of us who fell between the cracks…working but no insurance or insurance with sky high deductibles….
Investigate yourself and don’t let propaganda keep you from this
Only those who’s cushy way of life affected can complain, those who need are grateful

Always Right October 23, 2013 at 8:17 AM

California, unlike the Federal Government and most states, has managed to put some nice lipstick on this pig.

Don P - N. Concord October 23, 2013 at 8:58 AM

Just another place for tax payer mooches to work.

It's not too late October 23, 2013 at 9:10 AM

It’s not too late for CA to create a single statewide insurance plan to replace the private plans on the exchange.

About time! October 23, 2013 at 9:12 AM

@Always Right – It’s only a pig to you because you have Medicare, or can afford to pay the exhorbitant rates the Insurance Companies charge..

It’s not a pig to those people who actually NEED healthcare. It’s not a pig to the single mother who wants to provide healthcare for her family.

It’s not a pig to the Hospitals who absorb the cost of the uninsured.

Use your brain.

Suburban Dad October 23, 2013 at 9:15 AM

I’ve talked to a lot of self employed and small business owners about Affordable Healthcare. The right wing ones that complain haven’t even looked into it. The people who have already signed up think it’s a fair deal.
Like Blink said, look into it for yourself.

Random Task October 23, 2013 at 9:32 AM

yeah yeah I am sure they are grateful that the dems again are telling everyone what to do or get a fine …..nice that after 60 years the dems still hold on to their platform of you are not able to go on your own so we ” the dems ” will tell you what to do and how to do it ………funny how the dems are against military spending and yet run their platform like a military boot camp … can not do anything unless we say soo…..or get penalized

Random Task October 23, 2013 at 9:37 AM

seatbelts…. helmets… car insurance…health insurance……welfare …..all backers of the dems ….all contribute to their elections they seem so concerned to push us all in the direction they see fit …… will be you have to wear appropriate shoes because the wrong shoe will put undue stress on our podiatrist workforce so wear orthopedic shoes or be fined.

Anonymous October 23, 2013 at 9:37 AM

The only people with a “cushy way of life” are the ones who live off the generosity of hard-working taxpayers. Anyone who works and pays income taxes has every right to complain.

Random Task October 23, 2013 at 9:41 AM

oh and by the way why is it that a self employed person who was paying 400 a month for health care now has to pay 650 with O-boy-more-dems-telling-us-what-to-do-care. With the insurance companies laughing at us as their earnings skyrocket since they can raise their rates as early as 1 year down the road to what ever they want ……since we have to buy their product ………monopoly much …land on dem oh you have to pay ….and yes there is a tax after that

Get real October 23, 2013 at 9:48 AM

Nice propaganda piece. The “Not So Affordable Care Act” is an epic FAIL.

Why didn’t this report include actual sales figures? Because they suck. I know someone at the highest level at one of the largest Bay Area providers. The word is, the numbers aren’t there to sustain this train wreck. Period.

Listen to the Dems. Even they say it’s a train wreck. Why the hell would you send out a story like this when this thing is a total failure on it’s face ? Damage control ?

Even IF premiums went down (THEY DON”T) the government can’t administrate this beast and the service will suck like the HealthCare.Gov website does, the DMV does, the IRS does, Social Services does, the courts do etc… What makes you think government can do this right ? There is ZERO evidence to suggest they can.

Get used to it people – This Unconstitutional draconian socialist idea that has been forced down our throats is going to be painful. Be prepared to leave the country for procedures that you will have to wait in line for here in Kalifornia.

Only the wealthy will be able to afford quality care. That’s how Marx designed it.

BrokerManCA October 23, 2013 at 10:00 AM

The only reason to use the Covered California exchange is if you qualify for tax/premium subsidies (you makes less than 400% of the Federal Poverty Level). If you’re single and make less than $45,960, for a family of 4 $94,200. The exchange plans will offer vastly reduced “narrow” networks of Doctors and Hospitals. Find a Health Insurance Agent to help you ( find an agent). All coverag is guarantee issue and insurance carriers offer the same exchange plans at the same prices and ones with larger networks. Use a local agent who will be your advocate at the same cost (that is unless you don’t mind calling toll free numbers to wait to speak to a State Employee).

Elm Road Rob October 23, 2013 at 10:02 AM

Reality Check

I am self employed

I personally pay my own insurance, taxes and government fees.

01-2005 My Kaiser Monthly Family Plan $652.00

01-2007 My Kaiser Family Monthly Plan $877.00

01-2009 My Kaiser Monthly Family Plan $1,174.00

Today notified of my new rates after Affordable Care Act my Kaiser Family Plan $1,785.00

The same plan for comparable coverage to my family plan on the health exchange = $1,984.00 a month?????????

BCuzItzClaycord October 23, 2013 at 10:05 AM

@ About time and Suburban Dad – you must remember that people like Always Right and Don P are “wanna be’s”….They think they are really something. Yeah like they could ever fit in with the residents of Danville, Lafayette, Orinda, Moraga, Alamo, Piedmont, etc………just a couple of sad blow hards with no life. All they do is piss, moan and whine whine whine. They need a life and maybe get out and find some joy rather than being “professional” asses. I see a severe case of “little man” syndrome with these 2.

It is truly a sad state of affairs that there are those that feel only “they” should have health care and screw everyone else. America is very far behind the rest of the industrialized nations when it comes to health care. Hospitals in this country will keep “treating” people as long as the insurance pays………Amazing how they will spend massive insurance dollars on someone who is terminal and is going to die within weeks with all the “oh lets try this” crap, just because they have insurance. Yeah lets keep “treating” someone who is terminal………Here’s a flash……….why not just make them comfortable and allow them to pass with dignity. But no as long as there is a buck to be had it’s treat, treat, treat. And in this area John Muir is the “King” of that.

Pucky October 23, 2013 at 10:08 AM

Good post Always Right…I

Chronic Halitosis October 23, 2013 at 10:09 AM

People who were in the military have the option to use the Veterans medical services in Martinez. You just go to the Muir Rd. facility, stand in line, and tell them why you are their. The V.A. takes care of the rest. I was injured on the job. Qualified for a 30% disability rate after VN, & my dependents go there. What I don’t understand is current my wife stll chooses to pay monthly for JM or Kaiser services out the nose that hardly anyone uses? If you are a Veteran you have so many benefits you can’t even memorize them all. Don’t sell the VA short.

oldman October 23, 2013 at 10:16 AM

@About time
“Use your brain” might apply to you. There is good reason and history to suggest that a government control health care system will make things worse.

The Professor October 23, 2013 at 10:19 AM

What pap! “In many ways they aren’t answering calls, they’re answering prayers.” Give me a friggin’ break.

If Obamacare is such a wonderful thing, then why didn’t the BART union demand that they have their outrageously expensive health care canceled and then get enrolled in it? The left’s belief that the country will get something (Obamacare) for nothing (lower costs, keep your doctor, etc.) is a fantasy. The way Obamacare was passed is a joke, the law itself is a joke, the way it’s being implemented is a joke, and the way it will run is a joke.
“But it was passed by a majority of Congress, signed by the President, and upheld by the Supreme Court”! It still doesn’t change the fact that this is a crappy piece of legislation.

Sid October 23, 2013 at 10:19 AM

A friend of mine who lives in another state says she is getting a policy that has better coverage and costs less now that Obamacare is here. She doesn’t qualify for any subsidies, but it’s still a good thing for her. Last year she got a refund check in the mail because her insurance company wasn’t spending enough on patient care.

Anonymous October 23, 2013 at 10:28 AM

Yahoo ! More free stuff!
I need it and demand that someone else pay for it.

Jess October 23, 2013 at 10:44 AM

The Professor #18, BART employees ARE covered under Obamacare. Obamacare requires large employers to offer affordable insurance to their employees.

Random Task October 23, 2013 at 10:48 AM

so if everyone has to pay <<<< for health care …….so where does the tax money now go from the portioned money going to county …..?????????……..yeah follow that money and you will find the real criminal behind this ………

Random Task October 23, 2013 at 10:52 AM

if you can not go into county for free healthcare that is paid by tax money where is that tax money going ….is there a tax cut coming ..unlikely…….if the money is put back into general fund who’s watching it …who’s responsible for all those millions ……..what is the end game for county ……why the double dip …….why do the dems feel they need to run this up our rears ………hmmm so with more patients having to now be seen and prescribed …who is the real backer for this Otakeyoumoneyagaincare act …….prescription drug companies ……hmmm Kaiser……….Dems buying votes ………….

BCuzItzClaycord October 23, 2013 at 11:21 AM

Random Task – you can go to County if………….you want to wait months for an appoitment or sit hours in the ER. Be my guest Bubba

Anon October 23, 2013 at 11:33 AM

What about those who are now considered high risk, pay their insurance and like their doctors, and want to keep it. They have now received notice that they MUST go on medicaid and the Taxpayers now get to foot the bill. Why couldn’t they have continued paying for it?

@ Sid – Your friend can now get it cheaper because the small business guy (Bob) is now paying higher premiums to cover the costs of those who qualify through Obamacare. FYI – large companies got the reprieve, not the small working guy.

Govt Healthcare October 23, 2013 at 12:01 PM

@BCuzItzClaycord #14

Sounds like you are the jealous one with your first comments.

In far as being behind Industrialized Nations, please look at the following link:

Very similar to the decision Sebelius about the kid looking for the lung transplant. I believe her comments were “Some people die”.

While we are at it, I thought the Concord Center was going to employ 300 people. Are the 129 the full time employees hired or those that were told after being hired their jobs were part time and no insurance? More Government efficiency at work.

KJ October 23, 2013 at 12:12 PM

Anon @25 — The Affordable Care Act doesn’t say which insurance policy, or insurance company, you have to take, only that you have to have medical insurance. If a high risk person can pay for his insurance, the ACA isn’t going to make him go on Medicaid; in fact, if he can pay for insurance, he probably isn’t eligible for Medicaid. The only people who can get Medicaid (in California it’s Medi-Cal) are those too poor to pay for insurance.

Govt Healthcare October 23, 2013 at 12:13 PM


General question.

The federal employees who have insurance through the government are receiving a 75% subsidy, (that taxpayers have to cover), that is not available to others in the salary brackets.

Their policies will qualify as “Cadillac”. When the 40% penalty to employers kicks in for those programs, are they going to be allowed to double dip on the taxpayers backs for that too or will the Democrats exempt that too?

The Professor October 23, 2013 at 12:31 PM

BART workers are NOT covered under Obamacare. They have their own insurance deal that currently costs them $97 per month and will go up to $129 per month for an unlimited dependents. Of course, the union employees could forgo this “outrageous” cost, join Obamacare and be subject to the same reality as Elm Road Rod @ #13. My point is, if it’s such a great deal, why didn’t they demand Obanacare coverage?

The Theorist October 23, 2013 at 12:31 PM

not sure what crack you teaparty libertarian republicans are smoking but i just previewed the plans, and for a blue shield ppo with similar coverage I have now with my blue shield ppo plan from 2001 it’s 67 bucks a month versus the $249 I pay now. (single,35-40, non-smoker)

Sounds affordable to me.

Get your heads outta fox news’s *** and think for yourself and quit parroting their talking points.

About time! October 23, 2013 at 1:01 PM

For those of you who proclaim a “Train Wreck” …

It’s been a 22 days since the start of a Nationwide program. There are bound to be bumps and bruises.

Are you people for real????? Get a grip!

The Republicans offer nothing – but complain about everything.

Such is life!


About time! October 23, 2013 at 1:03 PM

By the way – “Train Wreck” is straight from the Fox News talking points, and we all know how they do not ‘fact check’ one statement they make.

About time! October 23, 2013 at 1:06 PM


That’s an outright lie – nobody HAS to go on Medicaid/Medi-cal. Please get the facts straight before you post..

BCuzItzClaycord October 23, 2013 at 1:22 PM

#26 – your county leaders lied about the call center. There never was enough funding for 200 employees (it was never going to be 300)…………..That is how they under bid Stanislaus County. So Kathy Gallagher at EHSD said oooopsssss……………..half of you are part-time and half of that will be on call………..and the ones that are full time must be spanish speaking……blah blah blah. So basically CC County f’d up once again. It seems they are really good at that. Must not have anyone in your county that ever major in Public Admin/Public Policy at the top.

And hate to tell you but Canadians are not lined up to come here for health care but……….Senior Centers in border states like Washinton, Michigan, New York, Idaho etc have buses that go to Canada every 6 weeks so that US seniors can get prescriptions filled because it is more affordable. The health care system in this country is a complete mess because insuance companies and providers only care about the almighty dollar. They are just as greedy as anything else on Wall St.

Elm Road Rob October 23, 2013 at 1:24 PM

Why do Liberals always attack. They do not know me or my circumstances. I did nothing more than provide the truth of my plan. We are heading towards dangerous times with such hatred aimed at any oposition of the social social justice crowd.

Elwood October 23, 2013 at 1:27 PM

As a self-supporting taxpayer, I am delighted to have millions more drones on my payroll.

Thank you, Obama, Pelosi, Reid and all other members of the Dimmiecrat Crime Family.

@ Elm Road Rob October 23, 2013 at 1:32 PM

Yep, ours went up to that same amount. I checked other plans and they have all gone up comparably, so switching won’t do any good. $1900/month?!? That’s a huge burden.

#30, you don’t have to rub in your freebie rate since our premium increases are now probably paying for you- and no we are not rich, not that it should matter. You pay $67 and you think that’s a fair amount to pay for health care coverage? Obviously many of the rest of us are now subsidizing that to get it to that price. I only know one person who saved a VERY small amount due to Obamacare. Then it turned out they have some huge deductible though. Everyone else I’ve talked to is suddenly paying WAY more, as if it wasn’t enough before.

Anonymous October 23, 2013 at 1:37 PM

@The Theorist-
Pull your head out of your ivory tower and explain why Elm Road Rob #13 has to pay more for the same plan. I don’t think he got those sad facts from Fox News.

Jess October 23, 2013 at 1:57 PM

The Professor #29, I think you are confused about Obamacare (aka The Affordable Care Act). The insurance exchanges are just one portion of Obamacare. It also requires employers with more than 50 employees to offer insurance to their employees at an affordable rate. “Affordable” means the employee portion can’t be more than a certain percentage of the employee’s household income. (9.5%, I think). So those of us who get insurance from a large employer are also “covered” by Obamacare.

My husband works for a large private employer as a non-union employee. That means we are covered under Obamacare and have employer-sponsored coverage. The company has always offered health insurance to its employees and will continue to do so as required by Obamacare. The exact benefits offered are being modified slightly to conform to the requirements of Obamacare. I forget exactly how much we pay, but it’s in the neighborhood of $700 each month for family coverage this year. It goes up every year, so I’m sure it will go up next year year, too. The employer is holding the line on how much it contributes and is passing the increases along to employees. It’s excellent coverage and we feel quite lucky to have it. Under Obamacare more employees will be able to get coverage through their employers, just like we do.

People who work for smaller employers benefit, too. Obamacare is offering additional breaks for small employers who provide insurance. It’s also offering the opportunity for small employers to find more affordable offerings on exchanges.

There is a lot more to Obamacare than just the exchanges, The Professor. It includes employer-sponsored coverage as well. As noted by one of the previous posters, if you’re not getting your insurance from your employer and you’re not eligible for subsidies, you might not want to buy your insurance through the exchange. You can buy it from a broker or directly from an insurer such as Kaiser and have a greater choice of plans.

Everybody needs to get coverage one way or another. The rest of us don’t want to pay higher insurance premiums just because there are irresponsible idiots out here out there who think the government shouldn’t force them to get insurance, yet are perfectly happy to force the rest of us to pick up the tab for their ER visits when they show up uninsured.

lg October 23, 2013 at 2:50 PM

“Train wreck” Is straight out of the mouth of Max Baucus, one of the leading proponents of Obamacare!!! Also, do you not have a problem with these “navigators” getting all of your personal information with no background check?

lg October 23, 2013 at 2:54 PM

One simple question. Why is it so good for us, but not the people who passed the law? Do as I say, not as I do!! That in itself tells me something is wrong with it!

Jess October 23, 2013 at 2:57 PM

I didn’t see Elm Road Rob’s post about his rising insurance rates as being either pro or anti Obamacare. It’s just a statement of the hard cold facts that insurance rates were rising before Obamacare and they still are for some people now that Obamacare is here.

His rates went up by about a third in the two year period from 2005-2007, before Obamacare. They went up by another third in the two year period from 2007-2009, before Obamacare. They went up by about 50% in the five year period from 2009-2014, part before Obamacare and part with Obamacare.

Obamacare isn’t a magic bullet that is going to instantly lower rates for everyone. It will bring insurance coverage to more Americans. It puts into law what has been the reality, a tradition, and a lifeline for many Americans – employer-provided overage. It means you can’t be denied coverage due to a pre-existing condition or get kicked off your plan when you get sick. It means there is a limit to how much more you can be charged because you are older or have a pre-existing condition. It requires most all Americans to do the responsible thing and get insurance coverage. It contains provisions that should lower the rate of increase for healthcare spending over time. But it does not guarantee that each and every one of us will pay less today. Some will pay less. Some will pay more. Some of those who pay more will be getting better coverage. It all depends on where you live and your individual circumstances. Over time, it should be a good thing for most of us and our families.

Anonymous October 23, 2013 at 3:03 PM

@Jess #39
I don’t think the Professor #29 is confused at all. I think he knows exactly what he is talking about.

I have no reason to doubt any of the information you’ve presented either. And, I don’t think anyone can know the true costs of the Affordable Care Act (Obamacare) until we see the fallout from companies laying off employees or reducing the hours their employees work. It will probably take a year or two to figure out who is paying more and who is paying less.

I also think we may see several people signing up for Kaiser. If they’ve never had insurance before, Kaiser will have trouble accommodating the new and existing members. The County hospitals and clinics will likely see a drop in the demand for services (assuming those signing up for insurance for the first time used to frequent the County hospitals and clinics).

One thing is certain – we’re in for a bumpy ride over the next several months. When the dust settles in a year or two, we’ll be able to go back and figure out who was helped and hurt by Obamacare, whether premiums have increased or remained the same, and who is sharing the brunt of the cost (the taxpayers, the smaller companies, or the privately insured).

I hope the truth comes out before the next Presidential election (for better or for worse).

Jess October 23, 2013 at 3:10 PM

Ig, Congress is not exempt from Obamacare. Obamacare requires large employers, such as the federal government, to provide insurance for their employees. During the debate over passage of the bill, it was suggested by a Republican senator that a special provision be included that said Congress, unlike all other federal employees, would not be able to get their insurance through the plan for federal employees. Instead, Congress would use their employer subsidy to buy insurance from the state exchanges. That suggestion was included in the law. Congress can only use their employer subsidies on the state exchanges instead of getting their insurance through the plan for federal employees.

Some Perspective October 23, 2013 at 4:03 PM

@Jess. You sound like an ObamaCare shill. There are so many reasons why people oppose this legislation. Here are just a few:

Doctors are already spending less time with patients. I am a caregiver for my uncle. On our last Doctor’s visit, my uncle’s doctor barely was able to take the time to see us, and she was late. In the past, she has always been on time, and very attentive. The Doctor said she is very stressed because Obamacare is taking too much of her time away from her patients. Many doctors are either retiring in frustration, or leaving private practice. Doctors are also hoping they don’t lose their shirts waiting to get paid a fraction of their costs.

Don’t forget the drag on full time jobs. Just look at how many workers are seeing their hours cut to part time. In the Bay Area, the middle class will be hit much harder than many other parts of the country. Wages in the Bay Area are higher to cover the higher cost of living. That means many Bay Area workers won’t get the subsidies, but they will suffer.

Max Baucus (D) October 23, 2013 at 4:25 PM

“I just tell ya, I just see a huge train wreck coming down.”

Jess October 23, 2013 at 4:25 PM

Anonymous, I agree that it will be an interesting few years. As with any major change like this, we’ll have to see how it’s going and make adjustments in the law where necessary. It’s a shame that the attitude of Republicans in Congress is that they will do everything possible to make sure Obamacare fails. It would be so much better for Americans if the Republicans would accept that it’s the law now and put their efforts into making sure it works instead of trying their best to destroy it. It has the potential to bring affordable healthcare to millions more Americans and lower the rate of increase for healthcare costs. The course we were on was unsustainable, spending much more and covering a much lower percentage of our population than other industrialized countries, with rapidly rising costs. So many of us were just one job loss away from having no insurance or one illness away from financial ruin. Some of the benefits of Obamacare will take effect immediately for some people, but other benefits, such as reducing out of control healthcare spending, will take effect more gradually over time.

I don’t think healthcare is a zero sum game, where other people getting insurance means less healthcare for me. If Kaiser gets more enrollees, they’ll hire more employees, just like any other business. If times are good and more people are buying clothes, Macy’s stocks more clothes, hires more employees, and builds more stores. They don’t run out of clothes for me to buy. In the same way, if Kaiser has more women who need mammograms, they’ll hire some more techs, buy another machine, make more room by putting a trailer out back, schedule appointments for Saturdays…. Whatever it takes. They’ve expanded from an insurance plan for one company to a nationwide plan. I have confidence they can handle additional enrollees, just as other insurance plans can handle the additional business.

If you want a glimpse into our future with Obamacare, look at Massachusetts. Massachusetts instituted an almost an identical plan and it has been a huge success. There’s every reason to believe Obamacare will be successful on a national level. Too bad the federally-run exchange website wasn’t ready for prime time, but in the bigger picture that’s going to be a small glitch. It will get fixed eventually.

James Hoffa - Teamster President October 23, 2013 at 4:25 PM

“On behalf of the millions of working men and women we represent and the families they support, we can no longer stand silent in the face of elements of the Affordable Care Act that will destroy the very health and wellbeing of our members along with millions of other hardworking Americans”

Anon Redux October 23, 2013 at 4:46 PM

How Obamacare is Destroying American Lives

Share this with your friends. Challenge them to read what is happening out there. This isn’t abstract. It isn’t academic. It isn’t a matter of ideology.

This is about people. People with kids, and bills, and health problems. This is about people who can no longer afford their health coverage, their mortgages, their lifesaving medication.

This is about doctors and nurses leaving medicine behind, driven away by destructive bureaucratic interference. This is about moms and dads losing their jobs so that their employers can compensate for the financial burden of Obamacare.

Jess October 23, 2013 at 4:46 PM

Some perspective #45, how is Obamacare responsible for your uncle’s doctor spending less time with him?

Does your "better plan" cover pre-existing conditions? October 23, 2013 at 4:55 PM

Yes, your present plan, possibly paid by your employer(and ultimately by us) or paid directly by you, may be less costly NOW, but wait until you have several claims and are then disenrolled.from that nice plan. Won’t happen under Obamacare.

lg October 23, 2013 at 5:26 PM

Did Obama say that you can keep your doctor and health coverage if you like it? And did he say that our rates would drop? Yes and yes! Neither are true. Millions are losing their coverage and our rates are going up. It doesn`t make sense to hurt more people than your helping which is what Obamacare is doing. It`s a fact. most decent Americans want everybody to be coverd by health insurance, but what this is doing is hurting more than it`s helping. It is not the answer. Proof in the website failure that govt. is not the answer!!!!

ChampagneKitty October 23, 2013 at 6:01 PM

I’ve been debating whether to sign up for one of these plans…I’m confused. I stopped working a year ago and filed for state short-term disability…employer also gave me disability pay for only the 1st 2 months, then started fighting me, denying my claims…shut off my medical/dental/vision insurance in January, so have been without health insurance since then. I checked and learned that the state short-term disability benefits is high enough so I don’t qualify for Medi-Cal. In the meantime, my employer refused to accept that I am disabled and sent me a return-to-work-or-you’re-fired letter. I was terminated just about a month ago. I thought that would cause the short-term state disability to stop but I called (it was a miracle I got through to somebody) and they said it doesn’t matter; they go by what my doctor says. So I guess that means maybe I should sign up for one of these new ACA plans…except I’m not sure how much longer the short term disability benefits will last…whenever it stops I would need to file for permanent disability which I understand takes several months…if I have no income I would not be able to pay the premium…I’m not sure what to do right now.

commoncents October 23, 2013 at 6:14 PM

Wow – more people with pre-existing conditions will be able to get coverage. How could that be a bad thing except for the Teapartiers – who of course hate “socialized medicine” but don’t touch their Medicare!!!!

lg October 23, 2013 at 6:21 PM

@ChampangeKitty, that`s exactly the problem with big govt. They can deny you, give you the run around. I had a problem with my mail being stolen and they gave me the runaround every time. Call this person, call that person only to end up with the first person I called!!! Then go around and around. No answers. They dont care. And they wont care if your on your on your death bed begging to be taken care of. In the end, it comes down to numbers! If your number doenst work with them, your screwed! Why do people put so much faith in govt.? You need to rely on yourself!!!!

Saul October 23, 2013 at 6:23 PM

End result of the affordable care act will be.

All poor people will have subsidized medical plans.

All rich will continue with whatever makes them happy.

All middle income people will be forced out because they will not be able to afford the cost.

@54 October 23, 2013 at 6:25 PM

At MY expense ? Kiss mine.

90% of Americans had healthcare before the “Not So Affordable Healthcare Act”

300,000 were dropped in Fla.TODAY !

Great job you idiot.

Denise October 23, 2013 at 6:40 PM

@ Champagne Kitty-53

Filing for permanent disability takes more than several months. More like 2 years or so, and disability suggests getting a lawyer to fight your case, which you will need. They automatically deny EVERYBODY twice.

I know 2 guys going through this now. One just got his case settled after 2 years, the other one is almost 2 years, and nowhere near resolution.

Save your money so you don’t end up in a situation you’ll regret.

lg October 23, 2013 at 6:50 PM

#57, My point exactly! They are helping a few and hurting way more! Thank you govt.!!! Peace out! Rely on yourself. Govt. is not your answer!!!!! Govt. is THE problem!!!! GOD BLESS AMERICA!!!!

@lg October 23, 2013 at 6:58 PM

“Did Obama say that you can keep your doctor and health coverage if you like it?”
Here you go, back in July 2009

Some Perspective October 23, 2013 at 7:07 PM

Jess, my uncle’s doctor said that because of ObamaCare she has a lot more regulations to sort out and comply with. This means less time treating patients and more time doing bureaucratic paperwork. She has had to hire an assistant just to fill out the computer forms. She feels overwhelmed and frustrated.

Larry October 23, 2013 at 7:07 PM

@#56 Saul.Totally agree with you.Excellent post and observation.Glad I did not vote for our current dictator.

lg October 23, 2013 at 7:18 PM

@#60, Yes he said all of that a million times! And our coverage would be cheaper for everyone. From the evidence, it`s just the opposite!

lg October 23, 2013 at 7:22 PM

Whoever believes the govt. will “be there” for them, I`m sorry!! You need to take care of you and your family!! However you do it, you`ll be better off!!

Always Right October 23, 2013 at 8:26 PM

It is great to see left wingers like Jess pointing to Massachusetts as a great health care success story.

The difference? The Massachusetts healthcare plan was designed and implemented by a competent, qualified executive: Mitt Romney.

The mis-named AND mis-managed “Affordable Care Act” was designed and implemented by an incompetent, unqualified community organizer: Barry Obama.

Yhe Phantom October 23, 2013 at 11:28 PM

Personal Note made in December 5, 2009

“My Kaiser, premiums have gone up 53.7% in three years. I paid $344 in July 2006, and even after joining Employee Group coverage under CCAE, I now paid $529 going to $585 this month. It is not personal. This is 14.7% per year.

This explosive increase in costs or charges for medical coverage is absolutely, and completely ignored by media, the government, American business, or the church.

The consequences on salaries, and wages for Employee Beneficiaries and Medicare recipients, go unnoticed because private employers or government pays the increased portion. Most people do not know the rates are going up like this.

The impact on government, and private benefits to those working and retired, is catastrophic. The collapse of the system will be more far-reaching and deadly than the sub-prime loan correction.

That was my assessment in 2009.

– How did it turn out? The policy I had went to $822 a month.

2013 – 2006 = 7 years,

$822 – $344 = $478 increase. 238%, averaged » 20% a year or 13.3% compounded. Roughly one and half times more during a recession everywhere else!

You didn’t need ObamaCare?

Med cost ate your raises and your assistant, and the new employee.

Yhe Phantom October 23, 2013 at 11:29 PM

“A hundred years from now, our descendants will still have a strong American government, and an Internal Revenue to collect taxes to maintain social programs that we fought for in the 1930’s, the 1960’s, and the 2010’s. They will live with Civil Rights, Social Security, and ObamaCare…though they will not remember us, they will remember the word Obama and no longer realize it was the last name of the first black President of the United States…there will have been others…and it will not matter anymore.” – the фантом

Yhe Phantom October 24, 2013 at 12:07 AM

52 lg October 23, 2013 at 5:26 PM

“Life is not a cartoon or a simple minded action movie. You have had NO real information. You have simply been told this and accepted it without proof.” ~ Yhe фантом

People are changing from predatory policies to compliant policies.
They have new coverage fairly rated for real health care.

Their rate may be going up because it is a policy rich with protection.

People once thought slaves should not be free and that freeing the slaves would never work.
People once thought we should not fight England.
People once thought women should not vote.
People once thought people did not have Civil Rights.
People once thought we could not go to the Moon.

Connie Dobbs October 24, 2013 at 9:29 AM

Slavery still exists in the world.
Most women can’t vote.
What civil rights?
We can’t go to the Moon. We haven’t been able to since Obama’s first term.

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